Powering the Future of Payments

Reimagining Fintech Solutions for a connected world

Meet Our Team

Why

Financial systems have grown increasingly complex, fragmented across institutions, regulations, and outdated processes. Plugzo was created to address this gap by building focused, technology-led financial platforms rooted in deep domain expertise. Rather than broad, one-size-fits all solutions, Plugzo takes a problem first approach, identifying high friction use cases and solving them with clarity, compliance and long term scalability in mind.

Leadership

Plugzo is led by founders with over four decades of combined experience across global and Indian banking institutions, treasury operations, FX markets and remittance systems

Gautam Agarwal

Gautam Agarwal

Co-Founder, Director

A banking professional turned fintech entrepreneur with 24+ years of experience across Citibank, Kotak Mahindra Bank, Indusind Bank and ICICI Bank. With deep expertise in FX and outward remittances, the co-founder focuses on strategy, partnerships and customer experience across Plugzo's platforms.

Rajesh Pednekar

Rajesh Pednekar

Co-Founder, Director

A seasoned treasury and foreign exchange professional with over 20+ years of experience across FX products, retail remittances and banking. Having led FX dealing platforms, LRS remittance journeys, and risk-aware product structuring within banks, Rajesh brings deep regulatory, operational and customer insight to Plugzo's fintech vision.